Jones currently serves as Chief Credit Officer and as a member of the Board of Directors
for Texas Security Bank. He began his banking career in 1985 with what is now Comerica
Bank. While at Comerica he trained as a credit analyst, and then worked in the Problem
Loan Resolution Department during the last banking crisis.
He further moved to the lending and business development side of the bank and ultimately
managed the bank's largest Middle Market Lending Group.
Mr. Jones left banking in 1998 to run a turnaround computer software training company
with locations in Dallas, Ft Worth, Houston and Austin. He served as President of
the company until 2007 when the company was sold. He also served as President for
Allied Capital Partners, a non-bank finance company, for 3 years. He was one of
the original investors and organizers of Texas Security Bank and today manages credit
quality of the loan portfolio while also doing business development for the bank.
S. Scott Simmons carries more than 20 years of
Asset Based Lending and Commercial Finance experience in his role as Senior Vice
President and Business Development Manager for First Capital's Central Region. He
is responsible for market development and new business originations.
Scott began his career with credit and management training at Chrysler Financial.He
spent 10+ years with ITT Commercial Finance and FINOVA Capital developing asset
based lending solutions for the technology and telecom industry through the Tech
boom of the '90s. Before joining First Capital in 2005 he spent several years developing
general asset based lending opportunities for TEXTRON Financial, and First Community
Scott's tenure in the non-bank, commercial finance business has focused primarily
on high growth opportunities in the lower middle market (companies with revenues
between $10,000,000 and $100,000,000). These companies are active in organic growth,
physical/geographic expansion and merger and acquisition activity. Scott is an active
member of The Association for Corporate Growth, The Commercial Finance Association
and The Finance Forum.